FAQ

Have Questions?

Cannot find an answer to your question? Call in for personalized support.

How do I choose the right health insurance plan for me?

Selecting the right health insurance plan depends on various factors such as your medical needs, budget, preferred doctors and hospitals, and coverage options. A health insurance broker can assist you in evaluating your options and finding a plan that best suits your needs.

How does the enrollment process work?

The enrollment process typically involves completing an application form, providing necessary personal information, and selecting a health insurance plan. Your broker can guide you through the enrollment process and ensure all required steps are completed accurately and on time. Depending on your situation, there may be a deadline by when your enrollment period closes.

What is a deductible, copayment, and coinsurance?

A deductible is the amount you must pay out of pocket before your insurance coverage kicks in. Copayment is a fixed amount you pay for certain medical services, while coinsurance is a percentage of the cost you share with your insurance company after meeting your deductible.

What happens if I lose my job or change employers?

If you lose your job or change employers, you may be eligible for COBRA continuation coverage or a special enrollment period to purchase a new health insurance plan. Your broker can provide guidance on your options and help you find alternative coverage if needed.

How do I file a claim with my health insurance company?

Filing a health insurance claim typically involves submitting a claim form along with any supporting documentation such as medical bills and receipts. Your broker can assist you in understanding the claims process and ensure your claims are submitted accurately and promptly.

How do I get started?

Call into the office at anytime to start the conversation about your coverage.

Request to be Contacted

Contacted within one business day

Reach Us

Location :

5476 Reno Corporate Dr., Reno NV, 89511

Email :

Craig.freeze@rjinsure.com
Jon@rjinsure.com

Phone :

+1-775-786-7889

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